Atlantic Coast Title Company

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WE PROVIDE

TITLE AND CLOSING ORDER

OUR PEOPLE

TITLE INSURANCE FAQS

HELPFUL LINKS

ATLANTIC COAST TITLE COMPANY

76 Atlantic Place
South Portland, Maine 04106
T 207.774.4400
F 207.774.5935
info@atlancoast.com

Atlantic Coast Title Company, LLC, is a well-established, Maine-owned and operated title and real estate settlement services company.

At Atlantic Coast Title Company, LLC, we specialize in providing exceptional service to our customers. Our staff's extraordinary longevity and depth, combined with the Company's commitment to performing accurate and professional title and closing services has been the key to our success and is what makes us who we are today-an industry leader.

We are located near the Maine Mall in South Portland, Maine with easy access from both the Maine Turnpike and Interstate 295. Our location provides ample on-site, free parking. We are pleased to offer closing services in our state-of-the-art, comfortable and professional office, or at a mutually-agreed upon location. Atlantic Coast Title Company, LLC, strives to accommodate all parties to the transaction; our objective is to achieve an accurate, stress-free and enjoyable closing experience.

Full and limited title examinations
Pre-foreclosure title updates
Lender's and Owner's title insurance commitments and policies
Cash purchase transactions
1/1/2010 RESPA compliant lender financed purchase and refinance transactions
Equity line closings
Relocation company title examinations and closings
Reverse mortgage closings
Document recording services
Full service commercial real estate department

To avoid any delay in processing your order, please complete all applicable fields. Upon receipt of your submission, an Atlantic Coast Title representative will contact you to confirm your order.


SERVICES NEEDED / SELECT ONE: Title Examination Only (Includes searching the title, issuing a title insurance commitment, updating the title after closing, recording documents at Registry of Deeds, and issuing final title insurance policy.) Closing Services Only (Includes gathering information, preparation of HUD-1 Settlement Statement and all other closing documents in compliance with Maine State law, conducting closing, and distributing funds.) Title Examination and Closing Services
SUBMITTER INFORMATION:
Name:
Phone Number:
E-Mail Address:
TRANSACTION INFORMATION:
Type:
Purchase Price:
Estimated Closing Date:
Lending Institution information (if applicable):
Name of Financial Institution:
Loan Originator’s Name:
Loan Originator’s Phone Number:
Loan Amount: $
Loan Type:
PROPERTY INFORMATION:
Street Address:
City/State/Zip Code:
Property Type:
If “Other”, please specify:
Buyer 1 Information:
Name:
Street:
City/State:
Zip Code:
Phone #1:
Phone #2:
E-Mail:
S.S.#:
Seller 1 Information:
Name:
Street:
City/State:
Zip Code:
Phone #1:
Phone #2:
E-Mail:
S.S.#:
Listing Agent/Broker Information:
Name:
Agency:
Street:
City/State:
Zip Code:
Phone #1:
Phone #2:
Fax #:
E-Mail:
Buyer 2 Information:
Name:
Street:
City/State:
Zip Code:
Phone #1:
Phone #2:
E-Mail:
S.S.#:
Seller 2 Information:
Name:
Street:
City/State:
Zip Code:
Phone #1:
Phone #2:
E-Mail:
S.S.#:
Selling Agent/Broker Information:
Name:
Agency:
Street:
City/State:
Zip Code:
Phone #1:
Phone #2:
Fax #:
E-Mail:

Fee Schedule

Purchase Loan Transactions
Title Search Services	275.00
Settlement and Administrative fees	420.00
TOTAL CHARGE	695.00

Refinance Loan Transactions
Title search services	175.00
Settlement and administrative fees	420.00
TOTAL CHARGE	595.00

Cash Purchase Transactions	525.00
Closing Only Services	420.00

Document Preparation
Deed and transfer tax form preparation	150.00*
Transfer Tax form preparation	15.00*

(O/A deed prep absent the RETT)
Discharge of Mortgage	75.00*
Power of Attorney	75.00*
Partial Release of Mortgage	75.00*
Subordination Agreement	75.00*

*Plus recording fees for all the above document preparation fees


Jan Guimont – Owner Ext. 318 jguimont@atlancoast.com 32 Years of Experience	Kris Conant – Owner Ext. 325 kconant@atlancoast.com 31 Years of Experience

Sam Merrill Staff Attorney/Commercial Real Estate Ext. 321 smerrill@atlancoast.com 17 Years of Experience	Sally Wilkinson Commercial Real Estate Ext. 333 swilkinson@atlancoast.com 26 Years of Experience

Brenda Hall Commercial Real Estate Ext. 320 bhall@atlancoast.com 12 Years of Experience	Priscilla Carrier Reception/Processing Ext. 300 pcarrier@atlancoast.com 6 Years of Experience

Jon Oertel Abstracting/Title Underwriting Ext. 308 joertel@atlancoast.com 14 Years of Experience	Nancy Hammond Abstracting/Title Underwritingv Ext. 327 nhammond@atlancoast.com 25 Years of Experience

Andrew Speed Finance & Admin. Manager Ext. 336 aspeed@atlancoast.com 6 Years of Experience	Kathy Beckett Intake (New Orders) Ext. 303 kbeckett@atlancoast.com 10 Years of Experience

Robin Reynolds Post Closing Disbursements Ext. 317 rreynolds@atlancoast.com 16 Years of Experience	Connie Minervino Closing/Marketing Ext. 343 cminervino@atlancoast.com 22 Years of Experience

Kelly Peck Closing/Marketing Ext. 311 kpeck@atlancoast.com 10 Years of Experience	Wendy Daniels Processing Ext. 330 wdaniels@atlancoast.com 11 Years of Experience

Dawna Phillips Processing dphillips@atlancoast.com 12 Years of Experience	Theresa Pinkham Processing/Closing Ext. 315 tpinkham@atlancoast.com 23 Years of Experience

What is title insurance?

It is an insurance policy that protects the insured against loss should the condition of title to the land be other than as insured. Unlike other types of insurance that offer protection against future possible occurrences, title insurance offers protection against past occurrences which could result in a claim at a future date. Coverage continues in effect for so long as you have an interest in the covered property. If you should die, the coverage automatically continues for the benefit of your heirs. If you sell your property, giving warranties of title to your buyer, your coverage continues. Likewise, if a buyer gives you a mortgage to finance a purchase of covered property from you, your coverage continues to protect your security interest in the property. Title insurance provides the insured with "peace of mind" in knowing that you are receiving good and marketable title to the real estate you are purchasing.

Why do I need title insurance?

When you buy a home, or any property for that matter, you expect to enjoy certain benefits from ownership...to be able to occupy and use the property as you wish, to be free from debts or obligations not created or agreed to by you, and to be able to freely sell or pledge your property as security for a loan. Title insurance is designed to cover these rights. Without an owner's title insurance policy, you may not be fully protected against errors in the public records, hidden defects not disclosed by the public records, or mistakes made during the examination of the title of your new property. As a result, you may be held fully accountable for any liens, judgments or claims brought against your new property. However, your owner's title policy insures that if such an occasion arises, you will be defended, free of charge against all covered claims and paid up to the amount of the policy to settle valid claims.